Social Security Cola 2025 Prediction.  — there’s a chance the 2025 cola could drop below 3% if the september inflation rate is especially low. That was the highest annual increase since 1981.

 — there’s a chance 2025’s cola will end up a bit higher or lower than 3.2%, depending on how things shake out in september.  — the social security cola for 2023 was 8.7%.